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Nov 19 2011
Health and Fitness News
Welcome to the Stars Hollow Health and Fitness weekly diary. It will publish on Saturday afternoon and be open for discussion about health related issues including diet, exercise, health and health care issues, as well as, tips on what you can do when there is a medical emergency. Also an opportunity to share and exchange your favorite healthy recipes.
Questions are encouraged and I will answer to the best of my ability. If I can’t, I will try to steer you in the right direction. Naturally, I cannot give individual medical advice for personal health issues. I can give you information about medical conditions and the current treatments available.
You can now find past Health and Fitness News diaries here and on the right hand side of the Front Page.
Cornmeal can be at the center of your plate in the form of spoonbread or polenta, or it can be one ingredient in a mixed-grain bread or pastry. [..]
The grain is an excellent source of iron, magnesium, phosphorus, zinc and vitamin B6.
Spoonbread, a traditional Southern dish, is sort of a cross between a soufflé and polenta – a light, fluffy mixture of cornmeal, water, milk and eggs. You could serve it as a vegetarian main dish or as a side.
This is a beautiful, rustic and comforting dish adapted from recipes from Epirus, a mountainous region of northwestern Greece. The cornmeal crust is like a thin layer of polenta both above and below the greens, which are fragrant with dill, mint and parsley.
If you’ve got a crowd coming for Thanksgiving, make some of these for breakfast or for afternoon tea. You can whip them up quickly. If you’ve got a crowd coming for Thanksgiving, make some of these for breakfast or for afternoon tea. You can whip them up quickly.
During World War II, when many Greeks died of starvation, cornmeal was one of the few foods people had to eat. Older Greeks eschewed it after the war because it reminded them of those difficult years.
Cornmeal is used in many breads in the Mediterranean and southern Europe, especially in Turkey and Portugal. It contributes wonderful texture.
Nov 19 2011
Punting the Pundits
“Punting the Pundits” is an Open Thread. It is a selection of editorials and opinions from around the news medium and the internet blogs. The intent is to provide a forum for your reactions and opinions, not just to the opinions presented, but to what ever you find important.
Thanks to ek hornbeck, click on the link and you can access all the past “Punting the Pundits”.
Robert Reich: Stop the Austerity Train Wreck!
The biggest question right now on Planet Washington is whether the congressional supercommittee will reach an agreement.
That’s the wrong question. Agreement or not, Washington is on the road to making budget cuts that will slow the economy, increase unemployment, and impose additional hardship on millions of Americans.
Paul Krugman: Across Europe, All Eyes Fixed on Italy
Might we see Italy go careening off the edge in the next few days? I mean, even more than it has?
The Financial Times suggests that we might, writing of a “danger zone” in an article published Nov. 7: “Italian 10-year bond yields rose to euro-era highs of 6.68 percent at one point, well into territory considered unsustainable by the markets. Traders warned that without [European Central Bank] intervention, the Italian bond markets would have seen leaps in yields that forced Ireland and Portugal to accept emergency bailouts.”
I’m trying to think about this, so a few observations.
Right-wingers somehow think that seniors with incomes under $30,000 a year must sacrifice to balance the budget.
The austerity gang seeking cuts to Social Security and Medicare has been vigorously promoting the myth that the elderly are an especially affluent and privileged group. Their argument is that because of their relative affluence, cuts to the programs upon which they depend is a simple matter of fairness. There were two reports released last week that call this view into question.
[..]
This is the group that the Very Serious People in Washington want to target for their deficit reduction. While the Very Serious People debate whether people who earn $250,000 a year are actually rich when it comes to restoring the tax rates of the 1990s, they somehow think that seniors with incomes under $30,000 a year must sacrifice to balance the budget. There is a logic here, but it ain’t pretty.
Gail Collins: Republican Financial Plans
Our topic for today is: Where do the Republican candidates for president get their money? The personal finances of the G.O.P. presidential hopefuls are important for two reasons. One is that we’re talking about people who aspire to the most prestigious and important job the nation has to offer. The other is that these folks seem to have done really, really well. Perhaps, they can offer career tips.
Remember when Newt Gingrich claimed that the mortgage giant Freddie Mac paid him $300,000 for his advice “as a historian?” Thousands of young history majors who were resigned to a future in which they would pad out their $2,000-a-semester salaries as part-time adjunct lecturers with fulfilling careers in bartending.
David Sirota: The GOP’s victim-blaming strategy
From Iraq to OWS, Republicans are going to increasingly absurd measures to protect the wealthy.
According to the most reliable counts, the United States’ invasion and occupation of Iraq has killed 100,000 Iraqi civilians, 650,000 Iraqi civilians or more than 1 million Iraqi civilians. In other words, we’ve vaporized the equivalent of Billings, Mont. (pop. 104,170), Memphis, Tenn. (pop. 646,889) or San Jose, Calif. (pop. 945,942).
Horrifying as these statistics are, imagine how much more disgusted you would be if a foreign power actually did vaporize those cities, and then followed up that annihilation by having its leading politicians and pundits demand that Americans pay reparations for the privilege of experiencing such devastation.
If this seems difficult to fathom, that’s only because we live in a culture defined by a particularly American lack of empathy – the fist-thrusting, crotch-grabbing, middle-finger-extending “USA!”-chanting kind that prevents many of us from seeing the world through any other nation’s eyes. Indeed, if we didn’t suffer from this blinding endemic, it would undoubtedly be considered bigger news – and a bigger outrage – that one of our major political parties is now regularly demanding Iraqis pay us remunerations for the expenses we incurred by invading and occupying their nation and then killing large numbers of their countrymen.
New York Times Editorial: The Inside Man
For months, Newt Gingrich tried to ingratiate himself with the Republican Party’s right wing by tearing down the two government-sponsored mortgage companies, Fannie Mae and Freddie Mac. He joined the counterfactual conservative chorus that prefers to blame the companies for the housing crisis rather than the banks. He lamented their cozy relationship to Washington’s insiders. And he was rewarded with a swell of support from the anybody-but-Mitt-Romney crowd.
The self-styled reform candidate left out a small detail. He made a great deal of money from Freddie Mac for many years, and he was deeply tied to its power structure.
Mark Hertsgaard: The Keystone Victory
Victories against climate change have been rare, so it’s vital to recognize them when they happen. The Obama administration’s decision to delay the Keystone XL pipeline is one such victory-arguably the most important achievement in the climate fight in North America in years.
True, the administration’s November 10 statements did not outright kill the 1,700-mile pipeline, which the TransCanada company wants to build to transport highly polluting tar sands from Alberta, Canada, to refineries on the Texas coast. Yes, President Obama or his successor could try to greenlight the project in 2013, when the State Department’s new review of the project is due. But that’s unlikely, as TransCanada’s CEO, Russ Girling, has acknowledged. The project’s contracts require the pipeline to be completed by 2013, or refineries will be free to look elsewhere for supply, which Girling expects they will.
Nov 19 2011
Welcome to the Police States of America
President Barack Obama addresses the protests:
My administration has been closely monitoring the situation… and I know that we will be learning more tomorrow when day breaks.
As the situation continues to unfold, our first concern is preventing injury or loss of life. So I want to be very clear in calling upon the… authorities to refrain from any violence against peaceful protesters.
The people… have rights that are universal. That includes the right to peaceful assembly and association, the right to free speech, and the ability to determine their own destiny.
These are human rights. And the United States will stand up for them everywhere.
The only problem with those words is that they are a very clever edit by a poster at Antemedius of the speech President Obama gave on January 11 28, 2011 in support of the people’s uprising in Egypt. In that speech, he called upon Egyptian authorities to “refrain from any violence against peaceful protesters.” Apparently the ideals he espoused in that speech did not apply to the Occupy movement that has spread across this country protesting the economic disparity of 99% of this country’s citizens. His silence on incidents like the ones in these videos speaks volumes as to whom Barack Obama really supports.
Warning: the contents of these videos are graphic and disturbing.
Occupy Oakland: second Iraq war veteran injured after police clashes
Kayvan Sabehgi in intensive care with a lacerated spleen after protests in Oakland, a week after Scott Olsen was hurt. He says police beat him with batons
Kayvan Sabehgi, who served in Iraq and Afghanistan, is in intensive care with a lacerated spleen. He says he was beaten by police close to the Occupy Oakland camp, but despite suffering agonising pain, did not reach hospital until 18 hours later. [..]
Sabehgi, a small business owner in the Oakland area, was alone and trying to leave the area when he was confronted by a phalanx of the police in riot gear wielding batons. From the video he was hardly a threat, yet he he was beaten unmercifully, left in excruciating pain that was ignored by a nurse, who should lode his/her license. He under went surgery the next day to repair the tear using a surgical patch that stopped the bleeding and spared Sabehgi the lose of his spleen.
Then yesterday during peaceful demonstrations protesting tuition increases and on the campus of University of California – Davis, campus police saying they “feared for their lives” pepper sprayed a group of students who were sitting with their arms locked together. There are now calls for the resignation of UC Davis Chancellor Linda P.B. Katehi thinks this is the appropriate response to a peaceful sit-in.
Do these campus thugs look like they were in fear of their lives? h/t John Aravosis at AMERICAblog
Nov 19 2011
On this Day In History November 19
This is your morning Open Thread. Pour your favorite beverage and review the past and comment on the future.
Find the past “On This Day in History” here.
November 19 is the 323rd day of the year (324th in leap years) in the Gregorian calendar. There are 42 days remaining until the end of the year.
On this day in 1863, President Abraham Lincoln delivers Gettysburg Address.
On November 19, 1863, at the dedication of a military cemetery at Gettysburg, Pennsylvania, during the American Civil War, President Abraham Lincoln delivers one of the most memorable speeches in American history. In just 272 words, Lincoln brilliantly and movingly reminded a war-weary public why the Union had to fight, and win, the Civil War.
The Battle of Gettysburg, fought some four months earlier, was the single bloodiest battle of the Civil War. Over the course of three days, more than 45,000 men were killed, injured, captured or went missing. The battle also proved to be the turning point of the war: General Robert E. Lee’s defeat and retreat from Gettysburg marked the last Confederate invasion of Northern territory and the beginning of the Southern army’s ultimate decline.
Charged by Pennsylvania’s governor, Andrew Curtin, to care for the Gettysburg dead, an attorney named David Wills bought 17 acres of pasture to turn into a cemetery for the more than 7,500 who fell in battle. Wills invited Edward Everett, one of the most famous orators of the day, to deliver a speech at the cemetery’s dedication. Almost as an afterthought, Wills also sent a letter to Lincoln-just two weeks before the ceremony-requesting “a few appropriate remarks” to consecrate the grounds.
Four score and seven years ago our fathers brought forth on this continent a new nation, conceived in liberty, and dedicated to the proposition that all men are created equal.
Now we are engaged in a great civil war, testing whether that nation, or any nation, so conceived and so dedicated, can long endure. We are met on a great battle-field of that war. We have come to dedicate a portion of that field, as a final resting place for those who here gave their lives that that nation might live. It is altogether fitting and proper that we should do this.
But, in a larger sense, we can not dedicate, we can not consecrate, we can not hallow this ground. The brave men, living and dead, who struggled here, have consecrated it, far above our poor power to add or detract. The world will little note, nor long remember what we say here, but it can never forget what they did here. It is for us the living, rather, to be dedicated here to the unfinished work which they who fought here have thus far so nobly advanced. It is rather for us to be here dedicated to the great task remaining before us-that from these honored dead we take increased devotion to that cause for which they gave the last full measure of devotion-that we here highly resolve that these dead shall not have died in vain-that this nation, under God, shall have a new birth of freedom-and that government of the people, by the people, for the people, shall not perish from the earth.
Nov 18 2011
Punting the Pundits
“Punting the Pundits” is an Open Thread. It is a selection of editorials and opinions from around the news medium and the internet blogs. The intent is to provide a forum for your reactions and opinions, not just to the opinions presented, but to what ever you find important.
Thanks to ek hornbeck, click on the link and you can access all the past “Punting the Pundits”.
Paul Krugman: Failure Is Good
It’s a bird! It’s a plane! It’s a complete turkey! It’s the supercommittee!
By next Wednesday, the so-called supercommittee, a bipartisan group of legislators, is supposed to reach an agreement on how to reduce future deficits. Barring an evil miracle – I’ll explain the evil part later – the committee will fail to meet that deadline.
If this news surprises you, you haven’t been paying attention. If it depresses you, cheer up: In this case, failure is good.
Why was the supercommittee doomed to fail? Mainly because the gulf between our two major political parties is so wide. Republicans and Democrats don’t just have different priorities; they live in different intellectual and moral universes.
Eugene Robinson: Occupy: Out of Zuccotti Park and into the streets
Occupy Wall Street may not occupy Zuccotti Park anymore, but it refuses to surrender its place in the national discourse. Up close, you get the sense that the movement may have only just begun. [..]
The erstwhile occupiers of Zuccotti Park swear that they aren’t going anywhere – that they’ll get back into the park one way or another. But they’ve done something more important: They’ve gotten into people’s heads.
On the eve of some decision by the supercommittee-or no decision and painful automatic cuts-this is a time to remember the other ideas out there for balancing the budget. There are plenty of credible and thoughtful plans out there. Granted, they are not politically viable at the moment, given the Republican Party’s control of the House of Representatives, and its ability to stop virtually anything in the Senate-not to mention the six votes it controls on the supercommittee.
But to listen to most media coverage of the deficit debates-and too often, the rhetoric thrown about by Republicans and some Democrats-one comes away thinking the only way to get the fiscal house in order is via “entitlement reform” and deep domestic spending cuts, along with higher taxes and fewer loopholes.
Sen. Bernie Sanders: Dems: Stop caving in
Here is something we all can agree on: Federal deficits are a serious problem.
Here is something few can seriously dispute: Today’s big deficits were caused mainly by big tax cuts for the wealthy, two unpaid-for wars, a horrible recession caused by Wall Street greed and an expensive prescription drug program rigged to favor pharmaceutical companies.
Here is something we should not agree to do: Cut Social Security, Medicare and Medicaid benefits.
There is surprisingly broad consensus among Americans – except inside the corporate-dominated D.C. Beltway – on what to do about deficits. In poll after poll, strong majorities favor making the wealthiest Americans, who, in many cases, have never had it so good, share the sacrifice and pay a little more in taxes.
Richard (RJ) Eskow: Privatizing Liberty
As Mayor Bloomberg’s forces swooped down on Occupy Wall Street, news reports described the “hundreds of police and private security guards” who had re-taken Zuccotti Park. Those private guards were used against public citizens who had been exercising their civil liberties in a public area.
That’s not just wrong. It’s un-American.
This incident holds an important lesson for anyone who loves our freedoms: when something public is made private, our liberties are privatized, too. And privatized liberty isn’t liberty at all
Nov 18 2011
Occupy Wall St. Livestream: Day 63 The Day After The Day Of Action
The resistance continues at Liberty Square, with free pizza 😉
“I don’t know how to fix this but I know it’s wrong.” ~ Unknown Author
Occupy Wall Street NYC now has a web site for its General Assembly with up dates and information. Very informative and user friendly. It has information about events, a bulletin board, groups and minutes of the GA meetings.
Keith Olbermann comprehensively reported on the #OWS Day of Action in NYC and around the country
by Glenn Greenwald
It was only a matter of time before a coordinated police crackdown was imposed to end the Occupy encampments. Law enforcement officials and policy-makers in America know full well that serious protests – and more – are inevitable given the economic tumult and suffering the U.S. has seen over the last three years (and will continue to see for the foreseeable future). A country cannot radically reduce quality-of-life expectations, devote itself to the interests of its super-rich, and all but eliminate its middle class without triggering sustained citizen fury.
The reason the U.S. has para-militarized its police forces is precisely to control this type of domestic unrest, and it’s simply impossible to imagine its not being deployed in full against a growing protest movement aimed at grossly and corruptly unequal resource distribution. As Madeleine Albright said when arguing for U.S. military intervention in the Balkans: “What’s the point of having this superb military you’re always talking about if we can’t use it?” That’s obviously how governors, big-city Mayors and Police Chiefs feel about the stockpiles of assault rifles, SWAT gear, hi-tech helicopters, and the coming-soon drone technology lavished on them in the wake of the post/9-11 Security State explosion, to say nothing of the enormous federal law enforcement apparatus that, more than anything else, resembles a standing army which is increasingly directed inward.
Once again Kevin Gosztola at FDL provided a running commentary with videos and pictures of the day events which began at 7 AM EDT:
Nov 18 2011
On This Day In History November 18
This is your morning Open Thread. Pour your favorite beverage and review the past and comment on the future.
Find the past “On This Day in History” here.
November 18 is the 322nd day of the year (323rd in leap years) in the Gregorian calendar. There are 43 days remaining until the end of the year.
On this day in 1883, the Railraods create the first time zones At exactly noon on this day, American and Canadian railroads begin using four continental time zones to end the confusion of dealing with thousands of local times. The bold move was emblematic of the power shared by the railroad companies.
The need for continental time zones stemmed directly from the problems of moving passengers and freight over the thousands of miles of rail line that covered North America by the 1880s. Since human beings had first begun keeping track of time, they set their clocks to the local movement of the sun. Even as late as the 1880s, most towns in the U.S. had their own local time, generally based on “high noon,” or the time when the sun was at its highest point in the sky. As railroads began to shrink the travel time between cities from days or months to mere hours, however, these local times became a scheduling nightmare. Railroad timetables in major cities listed dozens of different arrival and departure times for the same train, each linked to a different local time zone.
Timekeeping on the American railroads in the mid 19th century was somewhat confused. Each railroad used its own standard time, usually based on the local time of its headquarters or most important terminus, and the railroad’s train schedules were published using its own time. Some major railroad junctions served by several different railroads had a separate clock for each railroad, each showing a different time; the main station in Pittsburgh, Pennsylvania, for example, kept six different times.
Charles F. Dowd proposed a system of one-hour standard time zones for American railroads about 1863, although he published nothing on the matter at that time and did not consult railroad officials until 1869. In 1870, he proposed four ideal time zones (having north-south borders), the first centered on Washington, D.C., but by 1872 the first was centered 75 W of Greenwich, with geographic borders (for example, sections of the Appalachian Mountains). Dowd’s system was never accepted by American railroads. Instead, U.S. and Canadian railroads implemented a version proposed by William F. Allen, the editor of the Traveler’s Official Railway Guide. The borders of its time zones ran through railroad stations, often in major cities. For example, the border between its Eastern and Central time zones ran through Detroit, Buffalo, Pittsburgh, Atlanta, and Charleston. It was inaugurated on Sunday, November 18, 1883, also called “The Day of Two Noons”, when each railroad station clock was reset as standard-time noon was reached within each time zone. The zones were named Intercolonial, Eastern, Central, Mountain, and Pacific. Within one year, 85% of all cities with populations over 10,000, about 200 cities, were using standard time. A notable exception was Detroit (which is about half-way between the meridians of eastern time and central time), which kept local time until 1900, then tried Central Standard Time, local mean time, and Eastern Standard Time before a May 1915 ordinance settled on EST and was ratified by popular vote in August 1916. The confusion of times came to an end when Standard zone time was formally adopted by the U.S. Congress on March 19, 1918, in the Standard Time Act.
Nov 18 2011
What’s Cooking: Turkey Technology
Republished from November 20, 2010 for obvious timely reasons.
I never went to cooking school or took home economics in high school, I was too busy blowing up the attic with my chemistry set. I did like to eat and eat stuff that tasted good and looked pretty, plus my mother couldn’t cook to save her life let alone mine and Pop’s, that was her mother’s venue. So I watched learned and innovated. I also read cook books and found that cooking and baking where like chemistry and physics. I know, this is Translator’s territory, but I do have a degree in biochemistry.
Cooking a turkey is not as easy as the directions on the Butterball wrapping looks. My daughter, who is the other cook in the house (makes the greatest breads, soups and stews) is in charge of the Turkey for the big day. Since we have a house full of family and friends, there are four, yeah that many, 13 to 15 pound gobblers that get cooked in the one of the two ovens of the Viking in the kitchen and outside on the covered grill that doubles as an oven on these occasions. Her guru is Alton Brown, he of Good Eats on the Food Network. This is the method she has used with rave reviews. Alton’s Roast Turkey recipe follows below the fold. You don’t have to brine, the daughter doesn’t and you can vary the herbs, the results are the same, perfection. My daughter rubs very soft butter under the skin and places whole sage leaves under the skin in a decorative pattern, wraps the other herbs in cheese cloth and tucks it in the cavity. If you prefer, or are kosher, canola oil works, too.
Bon Appetite and Happy Thanksgiving
Nov 17 2011
What’s Cooking: Fried Turkey
Republished from November 23, 2010 for obvious timely reasons.
By now you should have defrosted that frozen turkey and it should be resting comfortably in the back of you refrigerator. If you haven’t, getteth your butt to the grocery store and buy a fresh one because even if you start defrosting today, your bird might not be defrosted in time. I discussed the how to cook your bird to perfection in a conventional oven, now for a method that’s a little daring, deep frying.
Alton Brown, is one of my favorite TV cooks. Good Eats funny and informative, plus, his recipes are easy and edible. I’ve done fried turkey and while I don’t recommend it for health reasons, once a year probably wont hurt. Alton’s “how to” videos are a must watch on safety tips, how to choose a turkey fryer, equipment and, finally, cooking directions. If you decide to try this, please follow all directions carefully and take all the safety precautions.
Below the fold are recipes and more safety tips.
Nov 17 2011
Nevada AG Indicts Title Company Officers
Nevada Attorney General Catherine Cotez Masto has filed a 606 count criminal indictment against two title company employees for for supervising the filing of tens of thousands of fraudulent documents in a robo-signing scheme. This is the statement from Masto’s office (pdf):
The Office of the Nevada Attorney General announced today that the Clark County grand jury has returned a 606 count indictment against two title officers, Gary Trafford and Gerri Sheppard, who directed and supervised a robo-signing scheme which resulted in the filing of tens of thousands of fraudulent documents with the Clark County Recorder’s Office between 2005 and 2008.
According to the indictment, defendant Gary Trafford, a California resident, is charged with 102 counts of offering false instruments for recording (category C felony); false certification on certain instruments (category D felony); and notarization of the signature of a person not in the presence of a notary public (a gross misdemeanor). The indictment charges d efendant Gerri Sheppard, also a California resident, with 100 counts of offering false instruments for recording (category C felony); false certification on certain instruments (category D felony); and notarization of the signature of a person not in the presence of a notary public (a gross misdemeanor).
“The grand jury found probable cause that there was a robo-signing scheme which resulted in the filing of tens of thousands of fraudulent documents with the Clark County Recorder’s Office between 2005 and 2008,”said Chief Deputy Attorney General John Kelleher.
The indictment alleges that both defendants directed the fraudulent notarization and filing of documents which were used to initiate foreclosure on local homeowners.
The State alleges that these documents, referred to as Notices of Default, or “NODs”, were prepared locally. The State alleges that the defendants directed employees under their supervision, to forge their names on foreclosure documents, then notarize the signatures they just forged, thereby fraudulently attesting that the defendants actually signed the documents, which was untrue and in violation of State law. The defendants then allegedly directed the employees under their supervision to file the fraudulent documents with the Clark County Recorder’s office, to be used to start foreclosures on homes throughout the County.
The indictment alleges that these crimes were done in secret in order to avoid detection. The fraudulent NODs were allegedly forged locally to allow them to be filed at the Clark County Recorder’s office on the same day they were prepared.
Although the two Lender Processing Services employees, Gary Trafford and Gerri Sheppard, are deemed to be little fish there is speculation the Ms. Masto is using this as a hook to an go after the whales. Yves Smith at naked capitalism:
That strongly suggests that Masto is, as we suggested earlier, using these indictments as a wedge to go after much broader abuses in the servicing industry. LPS’s biggest business is its Default Services Group, which both managed the operations of foreclosure mills (people with knowledge of LPS charge that the firm even kicks out certain standard form documents for foreclosure mill attorneys to file) and also often acted as the arms and legs of servicers in other arenas (for instance, managing, or more accurately, mismanaging property seized in foreclosure).
LPS has always taken the position that anything it did was at the direction of and with the full knowledge of the servicers. If Masto is shrewd, her objective will be to audit LPSs’ software, since that will demonstrate pattern and practice, and it will be impossible for servicers to deny that processes embodied in ongoing, routinized activities were unknown to them.
David Dayen at FDL agrees that this may well be the first step in getting the higher ups who made, and are still, making a fortune on foreclosures:
LPS hasn’t been indicted, but you can see where this is going. We know enough now to know that this casual forgery and document fraud was official policy for the company. Indictments of Trafford and Sheppard will almost certainly not end there. Everyone who worked for LPS in Nevada will be culpable. [..]
The fact that they are LPS employees also suggests this is just a first step. This could be a way to get at the software that LPS uses to create documents, which would prove pattern and practice. LPS was central to the entire robo-signing scheme across foreclosure mill law firms and mortgage servicers. And they consistently maintain that they worked at the direction of the servicers and with their full knowledge. So that ropes in the servicers as well.
This is a very important indictment, and it shows how methodical Masto has been about going after widespread industry abuse. It’s only just beginning, but bravo for her.
As has been reported, despite the meager attempts at an agreement to settle this and exonerate the banks of any wrong doing by several other Attorney Generals, the robo-signing continues:
Reuters reviewed records of individual county clerk offices in five states — Florida, Massachusetts, New York, and North and South Carolina — with searchable online databases. Reuters also examined hundreds of documents from court case files, some obtained online and others provided by attorneys.
The searches found more than 1,000 mortgage assignments that for multiple reasons appear questionable: promissory notes missing required endorsements or bearing faulty ones; and “complaints” (the legal documents that launch foreclosure suits) that appear to contain multiple incorrect facts.
These are practices that the 14 banks and other loan servicers said had occurred only on a small scale and were halted more than six months ago. [..]
Reuters reviewed records of individual county clerk offices in five states — Florida, Massachusetts, New York, and North and South Carolina — with searchable online databases. Reuters also examined hundreds of documents from court case files, some obtained online and others provided by attorneys.
The searches found more than 1,000 mortgage assignments that for multiple reasons appear questionable: promissory notes missing required endorsements or bearing faulty ones; and “complaints” (the legal documents that launch foreclosure suits) that appear to contain multiple incorrect facts.
These are practices that the 14 banks and other loan servicers said had occurred only on a small scale and were halted more than six months ago.
Meanwhile, as Yves Smith pointed out this Summer, the bankers continue to lie to congress that they have stopped the practice:
We’ve heard numerous bank executives swear piously before Congressional hearings that those “paperwork problems” that led major servicers to halt or slow foreclosures on a widespread basis last year were “mistakes”. That was already a really big lies, since “mistake” means the practice was not deliberate and was presumably isolated, when in fact robosigning was a widespread, institutionalized practice.
14 major servicers then swore in consent orders earlier this year that they’d stop doing all that bad stuff. But with compliance weak (the banks get to hire the overseers!), they appear to have decided they don’t need to change their ways all that much. Indeed, the record of consent orders is underwhelming; for instance, both Nevada and Arizona are suing Countrywide for violations of past agreements.
Meanwhile the Obama Justice Department continues to try to sweep this massive fraud under the rug.
Yes, bravo, Ms. Masto.
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